Motor Insurance Q&A: Your Questions on Cover, Claims and Costs Answered
An open Q&A session covering all aspects of motor insurance — from choosing cover levels and setting your excess, to named drivers, telematics, total loss settlements, and no-claims discount strategies. Questions answered live.
About this session
Motor insurance generates more questions than almost any other product — because the policies are complex, the claims are frequent, and the cost is significant. This Q&A session has no set agenda beyond the audience's questions. Every question is answered clearly and without jargon.
Common topics in previous sessions: setting excess levels (see our article on motor excess), managing no-claims discount, named driver insurance, what to do after an accident (see our motor accident guide), GAP insurance, and young driver options.
Topics commonly covered
- Choosing between TPO, TPFT and comprehensive cover
- Setting compulsory and voluntary excess correctly
- Named drivers — how it affects premiums and no-claims discount
- What to do immediately after an accident
- Total loss settlements — how the value is set and how to challenge it
- Telematics policies — how they work and who benefits
- GAP insurance — when it makes sense
- Renewal strategies — when to stay and when to switch
Event FAQ
Frequently asked questions
- Anyone with questions about motor insurance — from first-time buyers and young drivers to experienced motorists renewing after a claim or considering a policy change. Questions at any level are welcome. Useful pre-reading: our guides on motor cover levels and when to claim vs pay yourself.
- Yes. Pre-submitted questions are prioritised. Registered attendees receive a question submission link with their confirmation email.
- Yes. Registration is free and a recording is sent to all registered attendees within 48 hours.
- Yes — EV-specific questions are welcome. See our article on electric vehicle insurance for background on how EV cover differs from standard motor policies.