Life Insurance Planning Q&A: Your Questions Answered
An open Q&A session on life insurance — how much you need, which policy type suits your situation, trust arrangements, critical illness add-ons, and what happens at renewal. Questions answered live by our panel.
About this session
Life insurance decisions are often delayed because the choices feel complex or the consequences of getting it wrong are hard to think about. This Q&A session removes the complexity by letting attendees ask their specific questions directly. There is no agenda beyond the questions — every question is answered clearly and without jargon.
Common topics covered in previous sessions include: how to calculate how much cover you need (see our guide), whether to write a policy in trust (see life insurance in trust), and comparing term and whole-of-life cover.
Topics commonly covered
- How to calculate the right sum assured for your family situation
- Term vs whole-of-life — which suits different goals
- Writing your policy in trust — when and why
- Critical illness as an add-on or standalone product
- Joint vs separate policies for couples
- What happens if you miss a premium — grace periods and lapse
- Life insurance for parents with pre-existing conditions
Event FAQ
Frequently asked questions
- Anyone at any stage of life insurance thinking — first-time buyers considering mortgage protection, parents reviewing existing cover, people approaching renewal, or those wondering whether to add critical illness. Questions at any level are welcome. See our guide on calculating life cover for background.
- Yes. Pre-submitted questions are prioritised in the queue. Registered attendees receive a question submission link with the confirmation email.
- Yes. Registration is free and a recording is available to all registered attendees within 48 hours.
- No. The session is independent and educational — it explains how life insurance products work and what questions to ask, without recommending specific insurers or products.